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hello im nadia mcleod from rpmre legal kits and we help you cut your legal costs with our online template kits whenever you want to make a major purchase be it a car boat or a home youre most likely going to get a loan whether you get one from a bank a mortgage company or your uncle tommy the loan giver will probably want to make sure their interests are protected if you dont pay as well as charging you interest theyre most likely going to ask you to sign a secure loan agreement if youre applying for a loan or considering giving one you need to know what a secured loan agreement is and how you can use it when youve entered a secured loan you are telling the creditor that you will pay ing to the loan agreement if you dont the creditor can take the property commonly called collateral that you have used to secure the loan this is most commonly found in car loans or home mortgages for example if you dont pay as agreed the creditor has the right to repossess the car or foreclose on