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In this presentation, the speakers ponder the future of the insurance industry, questioning whether it will evolve into VR sales or see insurance agents become obsolete, akin to used car salesmen. They express skepticism about selling insurance through virtual reality in the near future and emphasize that while some insurance agents may become obsolete, this will mainly affect those who resist adaptation to industry changes. The key takeaway is the necessity for agents to embrace evolution and innovation in order to thrive in the changing landscape of the insurance business.