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get down [Music] hey everybody Welcome to the North Carolina real estate show Im your host Tiffany Weber Im an attorney at Thomas and Weber in Mooresville North Carolina and today I am joined by Aaron weatherman who is also an attorney Im very excited that youre here with me today to talk about the North Carolina offer to purchase now lets talk a little bit about buyer representation so Erin take us through these things that the buyer is representing to the seller at the time of the offer so this is kind of like how am I funding this purchase so am I going to use cash um those dollars that we talked about um not that hard cold cash um but USD um but not alone or am I using a loan and if I am using a loan what type of loan so that would be like a conventional or an FHA or a veteran loan all of that and then how much is my loan War you hopefully got some form of pre-approval or pre-qualification before you started looking at houses and so most of the time sellers ask for that but th