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The presentation begins by raising a fundamental question about the future of the insurance industry. The speakers, Julian and the presenter, ponder whether insurance will evolve to be sold in virtual reality settings within the next five years, expressing skepticism about this direction. They contemplate the fate of insurance agents, questioning if they will become obsolete, similar to used car salesmen. The conclusion is that while some insurance agents may indeed become extinct, it will primarily be those who resist adaptation and change in their business practices. Emphasizing the need for evolution, they underline that adaptability is crucial for survival in the industry.