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A web or graphic designer retainer agreement is a contract between a design specialist and their client detailing the terms of services and upfront payment. This type of agreement benefits both parties by ensuring the designer's availability and assisting with upfront costs. The retainer can cover part or all of the estimated service charge. If the designer needs more time than anticipated, additional costs may be billed to the client. Conversely, if work is completed before the retainer is exhausted, unused funds should be returned unless the contract states otherwise. Essential elements to include in the agreement are the names of the parties involved.