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hey guys its Brian welcome to financial Fitness if youre new to the channel and want to hear more about personal finance and worth the money videos please subscribe in this video Im going to be talking about how to read a life insurance quote or illustration and things to look out for that you might not have thought about lets get started lets go over some basics of how to read different types of life insurance illustrations how you can tell different products apart from each other and what to look for when looking at different types of quotes from different insurance companies every life insurance product designed in the same way with the same variables should look fairly similar but with slightly different values based on each companys unique pricing something that can get easily overlooked on illustrations but drastically can impact the pricing of the policy and illustration values is the tobacco rating and health rating both of them will be displayed on The Ledger Pages the