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In this video, the host addresses a subscriber's confusion about the difference between owner financing and a contract for deed (also known as a contract for an installment plan). He explains that while both terms refer to similar processes, they have a key distinction: the timing of the deed transfer. Owner financing is essentially when the seller acts like the bank, allowing the buyer to pay them directly for the property. However, in a contract for deed, the seller retains the title until the buyer fulfills all payment obligations. The host aims to clarify this difference simply and quickly, acknowledging the common confusion surrounding the terms.