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In this tutorial, Michael Wassick, an attorney at Ricardo & Wassick in Florida, explains how to effectively dispute a debt with a debt collector through a written letter. He emphasizes that the dispute letter should be a formal response to either a debt collection letter or a phone call. Key components of the letter include clearly stating your reasons for disputing the debt. Wassick advocates for understanding the details of the debt before writing the letter and ensuring to include essential information while omitting unnecessary details. The tutorial aims to equip individuals with the knowledge to assert their rights against debt collection professionally.