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Aiden Kramer, an attorney in Colorado, discusses independent contractor agreements in this episode of "All Up In Your Business." He defines an independent contractor as anyone who provides services to a business without being an employee, such as a bookkeeper hired on a contract basis. Kramer emphasizes the importance of having a written agreement that outlines the relationship between the business and the contractor. He highlights key elements to include in the agreement, starting with a clear description of the services the contractor will perform and the payment terms. Having these details formally documented helps protect both parties and clarifies expectations.