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i dont know who needs to hear this more than likely you because youre here watching the video but you can get an account removed off your credit report even if it is yours now this is legal and as a matter of fact im going to share the law with you that actually allows you to do this and its one of the many laws that are out there that actually allow you to do the same thing but just know at the same time your creditors and collection companies dont want you to be taking anything off your credit report and the credit bureaus also dont want you to be taking anything off of your credit report this is why it can be hard to get things off of your credit report even if its actually not yours which is why a lot of people end up hiring a credit repair company or a credit professional to try to work on their credit for them because they have struggled for months trying to get certain things off of their credit or they dont know the different options that they can use to get stuff off o