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In this tutorial, Mark Lockhart discusses how to file insurance claims and work effectively with claims adjusters to ensure a satisfactory outcome for vehicle or home damages. He explains the initial step of contacting a claims adjuster through an independent or direct agent, regardless of the insurance company. The adjuster's role is to manage the claim efficiently, verify the coverage, and expedite the process to help the claimant receive repairs or compensation quickly. Lockhart emphasizes that reputable companies aim to minimize delays and retain customers, as prolonged claims can be costly for them.