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Let's say that you're in desperate need of money and I have money to lend to other people. So this is me and this is my gold chain. So you come to me and say, Sal, I need $10,000 for a kidney transplant. Can you lend me the money? I'm in desperate need. And I have $10,000. Sure, I'm willing to lend it to you, but it's a tough economy and you never know where that money's going to go and I don't know if you're going to be able to keep your job after going through this kidney surgery and all that. So I'm very careful with my money so I want to make sure that you're good for it. So we think about it a little bit and I say, hey, that watch you have on your wrist, that looks pretty nice. You say, this watch? Let me draw the watch. And I say, yeah, that watch. You're like, this watch I got from my great-great-grandfather and it's actually worth-- I don't know-- maybe it's a diamond studded Rolex of some sort and it's actually worth $30,000, right? And I know that, clearly because I've alrea...
