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[Music] people have a common misconception that prenuptial agreements are only for wealthy people are only for people who have money and that they only deal with money when in fact prenuptial agreements cover a variety of things from what will happen with your estate and what will happen upon one of the spouses death what happens with your assets today is I've seen prenups include directions for how the children will be raised and whose parents will take over if they were to divorce and we can eliminate all of those uncomfortable conversations with an irrevocable trust that's implemented before and instead of a prenuptial agreement [Music]