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are you still paying pmi private mortgage insurance on your mortgage well good news this could be the ideal time to get rid of it ill explain that more coming up [Music] my name is mike bernard im the host of the wise money show im also one of the certified financial planners right here at corehorn financial group make sure you hit that subscribe button turn on notifications and smash that thumbs up button all right my favorite dad joke right now and its just the worst one ever housing prices are through the roof right and theres pros and cons with that but one pro could be if you previously didnt have enough equity in your home and therefore needed to pay private mortgage insurance or pmi as an extra cost with the housing market surging 18 increase year over year on average some areas more some types of houses more you may now suddenly have seen your house value increase such that you now have enough equity and you can get rid of your pmi your private mortgage insurance all righ