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hi welcome back to Joe blogs in todays episode I want to give you an update on the banking crisis now you might be thinking what banking crisis that was last months news weve all moved on were now all thinking about something else but when were talking about Banks and large amounts of capital and balance sheets where you have to balance off your deposits against all of your loans there isnt a quick fix and two of the banks that are at the heart of the banking crisis storm First Republic Bank in the USA and Credit Suisse in Switzerland have reported that they saw huge cash outflows in quarter one of 2023 and this has put both Banks into a very difficult situation now First Republic is still an independent bank it did get a mini bailout from some of the U.S banks but that many bailout didnt do anything to fix the problems at the bank all it was was a temporary deposit of 30 billion that can be withdrawn at some point in the near future so First Republic is still teetering on the b