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In this tutorial, Lee Pearlman discusses the seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic involves quick settlements, where insurers offer a low settlement amount—often just a fraction of what the claim is worth—to individuals before they comprehensively assess their injuries and expenses. Research indicates that settling early can result in a significant financial loss, as those represented by attorneys tend to receive much higher settlements. Quick offers often fail to account for essential factors such as medical treatment costs, lost wages, and pain and suffering. The tutorial aims to empower individuals to recognize and navigate these tactics effectively.