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how to remove late payments from your credit report and how to remove an account because of the late payments youre going to want to make sure you stay till the end of this because not only am I going to give you the key to removing these but Im also going to tell you exactly how to dispute them we have a payment history right here we have Experian Equifax TransUnion this is what its going to look like on your credit report when you go and check out the payment history now if you take a look at your credit report youre probably going to see something very very similar where only a couple of the months match up all right now and Im also going to tell you exactly how to dispute this if all of the payment history matches up okay so the everything outside of March and April is going to be considered inaccurate okay this is false reporting if this information is coming from the same creditor the same data furnisher how is it different I dont know human error I dont really care okay