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In this tutorial, Mark Lockhart discusses the process of filing insurance claims and working with claims adjusters to ensure satisfactory outcomes for vehicle or home repairs. He explains that whether using an independent or direct agent, the process involves contacting a claims adjuster who is responsible for managing the claim. Their main objective is to verify coverage, facilitate a smooth claims experience, and expedite repairs or replacements while minimizing costs for the insurance company. A well-rated adjuster aims to resolve claims quickly to avoid losing customers or delaying payments.