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okay its now 10 oclock central time so were going to get started here in just a few minutes looks like some people are still logging on so well give them a few minutes to jump on and then well get started okay good morning everyone were going to go ahead and get started uh this is brandon thinking at western marketing and were super excited about todays webinar we have some exciting new technology to show to you today in the form of consumer facing quote engines for life insurance and final expense i have troy thompson from virtual insurance tools on the line with me today western marketing has partnered with troy to make this technology available to our agents uh in todays postcode 19 world everyone is looking for ways to make their business more virtual and sell more policies without the need for face-to-face meetings and this is a great option troy has a fantastic demonstration to show to you today and were going to take some questions and answers at the end so im going t