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how can I remove escrow from my mortgage you must make a written request to your lender or loan servicer to remove an escrow account request that your lender send you the form or ask them where to obtain it online such as the companys website the form may be known as an escrow waiver cancellation or removal request what should my escrow balance be its typically twice your monthly escrow contribution for the federal real estate settlement procedures act respa for example if youre required to put 500 a month into escrow your minimum required balance would typically be one thousand dollars the cfpb notes that this gives you a two-month cushion [Music] how can I avoid escrow generally when you take out a conventional loan your lender will require an escrow account if you borrow more than 80 of the propertys value so if you make a down payment of 20 or more your lender probably will likely waive the escrow requirement if you request it [Music]