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eating your own words doesnt taste good but when youre wrong youre wrong in the past i did say when one lender runs your credit to buy a house and multiple lenders running after that it does bring down your credit score heres the truth did you know ing to the cfpb after one lender runs your credit to buy a house you have within 45 days to shop for a loan and run your court with multiple lenders and it counts as only one hard inquiry but heres the problem mortgage companies and credit bureaus dont communicate with each other so when you apply for a mortgage when one lender runs your credit and then another lender range of credit it counts as multiple inquiries so heres how you fix it because a cfpb says within 45 days you can run it as many times as you want you would have to dispute it for that lender to lift that hard inquiry so now you have one inquiry again so when you have your second or third lender run your credit you want to make sure you look on the credit report to see