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Hey yall Jen Hernandez Lone with Jen so PMI you want to know how to remove it whether if its an FHA loan or conventional loan theres different ways for both and stay tuned were going to go over that when we come back okay everybody welcome back so private mortgage insurance hopefully youve watched my video about what is mortgage insurance now you have it where youre going to have it when you buy your house how do you get rid of it so first were going to do conventional loans and then Ill talk about FHA on a conventional loan PMI is waivable in two different ways the first way is just payment like you buy the house for a hundred thousand this is a super easy example you buy the house for a hundred thousand you put five percent down so youre borrowing ninety five thousand when you pay the loan down with hard cold cash to 80 thousand youre at a eighty percent loan to value the PMI goes away okay it just disappears now the second way on a conventiona