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hi this is steve hodgson at modern asset management ive been in some conversations lately with land investors and weve been talking about selling on terms and there were enough of the same questions that i thought id do a little zoom video here so that people can uh maybe uh pick up a couple of things uh so this is how to create a note worth keeping and that you can sell and so the disclaimer nothing i mean nothing you hear here is tax or legal advice this is purely educational even though i am a note buyer im just another investor like you i happen to have some experience and by sharing it i hope that save you some of the mistakes that ive made so first thing is why sell with a land contract why not just sell for all cash um and if youre going to sell on terms why not sell with a mortgage or trust deed depending on the state the number one reason i hear for using a land contract over a mortgage is that its easy to take it back which sounds a little iffy if youre planning on re