Remove Surname Field to the Separation Agreement

Aug 6th, 2022
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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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If you cant refinance your existing mortgage, your lender may require you to pay off the loan in full in order to remove someone from a mortgage. This closes out the loan and removes your name as well as any co-borrower or co-signer from the mortgage.
The easiest way to change your last name back to your former/maiden name is to do it during your divorce. You would ask the judge to restore your name either when you file for divorce or before you complete your divorce case. The Judgement of Dissolution of Marriage order will say that your maiden name is restored.
Broadly speaking, any individual is allowed to go by such surname as they wish to. The only evidence that will be required will be the Deed Poll. As such, there is no way in which, say, a husband, can insist that a wife change the surname that they had adopted on marriage when they divorce.
How Do I Change My Name After a Divorce? File a name change request with your divorce petition. Double-check that the final divorce decree includes your name change. Use the divorce decree (or divorce certificate) to change your name with government agencies or businesses, such as: The Social Security Administration (SSA)
Mrs. is the proper title for a married woman whether she has taken her spouses last name or not. This was not always the caseyou used to only use Mrs. if you were taking your husbands first and last name but times have changed!
There are two ways to remove an ex-spouse from a loan: Release and refinance. A lender may release the ex-spouse from the loan. If presented with a divorce decree and a quitclaim deed, many lenders will remove the ex-spouse and leave the loan in the name of one spouse only.
Removing a borrower from the loan doesnt change the way the property will be titled nor does it prevent the person removed from being released of any liability should something happen to the primary borrower. Removing a borrower simply removes the lower credit score from being used when rate pricing.
Dealing with the mortgage is very important. It is possible for a deed to be quitclaimed but for both divorcees to remain on the mortgage. If one decides to stop paying the mortgage, the other is obligated to make the payments. Failing to pay the loan would lead to default and foreclosure.
It may be hard for you to see it, but most ex-wives dont keep their ex-husbands last name simply to be a source of constant irritation. Continuity with children One of the most common reasons an ex may keep your last name is to keep her name the same as any children.
If you separate, you can revert back to using your maiden name (or a completely different name) immediately by using a deed poll. It is a good way of announcing that you are no longer together and that you are an independent person again without waiting for a divorce to complete.

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