Easily Remove Surname Field from the Income Statement Quarterly

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How to Remove Surname Field from the Income Statement Quarterly

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hello welcome to this video demonstrating how to reformat an income statement in this excel sheet here ive got the income statement for australian vintage limited ive entered in all the data into the income statement here directly from the financial reports for australian vintage so as you can see on the australian vintage statement of profit and loss here in 2020 theyve recorded a net profit for the year of 10 953 and for 2020 ive got a net profit of 10 953 they also then record a little bit of comprehensive income to receive in total a comprehensive income for the year of 13 252 which weve got in the spreadsheet so once ive got my income statement entered into the excel spreadsheet i can then start the process of reformatting the income statement so income the income statement reformatting process is a little bit more tricky than the balance sheet its not hard theres just one extra step where sometimes we might make a mistake so lets go through reformatting the income statem

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What HMDA data is required to be reported each year?

HMDA requires lenders to report the ethnicity, race, gender, and gross income of mortgage applicants and borrowers.

What is the Home Mortgage Disclosure Act regulation C?

The Home Mortgage Disclosure Act requires certain financial institutions to collect, report, and disclose information about their mortgage lending activity. HMDA was originally enacted by the Congress in 1975 and is implemented by Regulation C (12 CFR Part 1003).

What triggers HMDA record keeping requirements?

See 12 CFR 1003.2(g), 1003.3(c)(12). Beginning on January 1, 2022, a financial institution originating 200 or more open-end lines of credit must collect, record, and report HMDA data for open-end lines of credit.

Which loans are reportable under regulation C?

Who Is Subject to Regulation C? Regulation C covers both closed-end and open-end consumer loans or lines of credit that are secured by a home. So this can include first and second mortgage loans, home equity loans and home equity lines of credit.

What is not HMDA reportable?

If the loan or line of credit is neither a closed-end mortgage loan nor an open-end line of credit, the transaction does not involve a covered loan, and the financial institution is not required to report information related to the transaction.

What is Section 1003.4 A )( 3 of regulation C?

Section 1003.4(a)(3) requires a financial institution to report the purpose of a covered loan or application. If a covered loan is a home purchase loan as well as a home improvement loan, a refinancing, or a cash-out refinancing, an institution complies with 1003.4(a)(3) by reporting the loan as a home purchase loan.

What is the code 4 for HMDA loan purpose?

Code 4Not applicable NOTE: Use Code 4 if the requirement to report the applicants or borrowers ethnicity does not apply to the covered loan or application that your institution is reporting. Leave the remaining Ethnicity of Applicant or Borrower data fields blank.

What is the definition of application under regulation C?

Application means an oral or written request for a covered loan that is made in ance with procedures used by a financial institution for the type of credit requested.

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