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this video im going to talk about credit score why you shouldnt care about it and what potential lenders use instead to check your eligibility for a loan disclaimer im not a financial advisor im just some lad on the internet talking about personal finance and investing on youtube please dont take what i say to be financial advice building credit is one of the most important and lucrative financial goals that a person can make progress towards as they live their lives and almost as important as dropping one of these for the youtube algorithm thank you individuals with better credit can therefore give them access to more money at a lower interest rate effectively meaning that at some point they will be making money on their debt simply because inflation is at a higher interest rate than the debt however what makes it so important for uk citizens is the high demand for housing subsequently mortgages to be and own a property on the housing ladder so it makes sense why people would ca