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hey i have this medical collection on my credit report and its bringing my score down how do i get rid of it i got you theres three steps you need to follow first use a letter like this one to dispute the collection with the credit bureaus if they verify it then move on to step two demand validation with the debt collections the agency using a letter like this one if they arent able to verify it you got your deletion on the other hand if they verify it thats where it gets fun see debt collection agencies arent supposed to have access to the specifics of your medical or health information so if they respond with that information theyre in big trouble so just send a letter like this one right here and because theyre in violation with hipaa laws theyll have to delete it wow this is so genius where did you learn this i follow credit repair cloud
