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A cleaning subcontractor agreement is created between an individual or business providing cleaning services and a hired residential or commercial cleaner. Companies may choose to use subcontractors instead of full-time staff to save money. Subcontractors are paid a higher rate to cover expenses like health insurance, which they must pay for themselves. Subcontractors are self-employed and must file their own taxes. There are two groups of cleaning subcontractors: residential cleaners who clean homes and apartments.