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determine which type of transcript you need the IRS offers several different transcript types free of charge the broadest type is the tax return transcript which is available for the current year and any returns processed within the past three years it is the best option if you are using the old tax returns to apply for a mortgage or a student loan another option is to request the tax account transcript which contains information like the return type marital status gross income and payment types in your old returns going back three years it also shows changes you made after you filed your original return register online with the IRS you can register with the IRS free of charge here https colon individual slash gettranscript you will need to provide your social security number date of birth filing status single married Etc phone number and a mailing address you will also need to provide your personal account number from a credit card mortgage home equity loan or home equity