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The key points in the text are about negotiating before sending the Purchase and Sale Agreement (PNS) to the bank. It emphasizes the importance of keeping the negotiations separate from the PNS to avoid delays in the transaction process. By creating a separate document listing all the fixes needed with specific dates, it helps to avoid potential issues and delays in closing the deal. Be cautious of including fix requests in the PNS sent to the bank, as it may lead to additional time added to the closing date.