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okay this video is called the secret deletion trick all right so how do credit card bureaus keep track of you they keep track of you by your name by your social security number by your date of birth and by your address now what would happen if they have an account thats negative for you and that negative account has an address thats not yours well if you delete that address isnt it going to be more difficult for them to investigate that account because theyre going to say hey joe schmoe hey john smith hey clarissa rodriguez did you ever live at this address no i never did i never lived at that address well how do i know that account belongs to you thats a negative account so this is a legal trick okay this is a legal trick if youve never lived at an address that they have listed for you its not your address you dont know whose address it is theyre not authorized to keep that address for you and a negative account also has that address why does that negative account have that