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hi im andy a collection specialist at credit sage and my goal is to help people learn how they can remove national credit systems from their credit report and in many cases this is without paying their debt at all um and so if thats you or someone you know im confident that youre going to walk away from this video knowing what the next best step is for you to take um now i dont say that that you shouldnt take action you know for example if you know or believe that national credit systems or any other accounts on your credit report are the result of identity theft or have a wrong balance after youve already paid or any other major issues that um you know that are seriously affecting your life you may be owed a settlement and we work with a network of local attorneys that will work on your behalf at zero cost win or lose so that is in addition to getting the accounts deleted permanently so um so that thats something to keep in mind if you there are not any issues like that that e