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well ladies and gentlemen good morning for the second time um by my clock its just gone 11 oclock and so uh as we have quite a bit to cover today im going to introduce todays webinar uh so welcome to this which is the latest in cornerstone series of lockdown webinars and indeed the first of 2021. uh today as youll see from the screen that were sharing uh you are logged on for allocation schemes lessons from the course and my good friend and cornerstone roommates andy lane and i are going to be uh covering uh topical issues in housing allocation uh especially issues as the title suggests that have been argued and litigated in the courts in recent years um you will see a picture of the two of us i cant believe andy actually put these on the slides but uh uh im obviously the one on the right and uh andys the one on the left but it probably didnt take a genius to work that out uh well uh andy today is going to be taking a a look at an overview of housing allocations uh by way of