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In this tutorial, injury attorney Anh Phoong explains the impact of medical bills on personal injury settlements. Clients often worry about accumulating medical expenses, which are considered when determining settlement amounts. Generally, higher medical bills can lead to a higher settlement. Phoong reassures clients that medical bills are typically covered in the settlement process. For instance, if a client receives a $50,000 settlement and has $10,000 in medical bills, the $10,000 is paid out of the settlement amount. This ensures that clients won't be left with unpaid medical expenses after their case is resolved.