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[Music] hello everyone this is calvin russell ceo and founder of 850 club credit lets go ahead and get this video started today were going to talk about how to remove yourself as a co-signer and that can be on an auto loan a mortgage loan a personal loan anything that you may have signed for right we always talk about uh you know obviously how easy it is to become a co-signer the dos and donts the pros and cons but what happens if youve already made that decision i wouldnt say necessarily say it was a mistake but if you have uh the intention of removing yourself how do you go about doing so so lets go into it so number one you have to ask yourself whats the relationship between you and the person that you actually co-signed for uh this is gonna play a major role because if you have a close relationship to them this process is gonna be a lot easier to lay down okay but it also depends obviously on the dynamic of the relationship as well too just because you co-sign for a person