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In this video, Mike Stewart discusses the challenges of builders liens for property owners. He explains that a builders lien can significantly affect projects, especially for developers with bank financing, as banks may halt further funds due to the lien. For homeowners, existing liens may lead banks to demand their removal, as liens are typically not allowed on mortgaged properties. Stewart highlights that there are ways to remove a lien, emphasizing that the Builders Lien Act has strict deadlines and procedures. For instance, a lien must be filed within 45 days of substantial project completion; if not, it may be removed.
