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today Im going to walk you through how to remove hard increase off of your credit report for free this is exactly how credit repair companies do it themselves so stop paying hundreds of dollars for someone else to do it for you and follow these steps first lets walk through the two types of inquiries you have on your report and how they affect you the first are hard inquiries these are the types of inquiries that bring down your credit score hard inquiries occur when a lender or credit card issuer checks your credit when making a lending decision these types of inquiries must be authorized by you common types of hard inquiries are mortgage applications auto loan applications credit card apps and apartment rental applications so this means when you are applying for a certain type of loan or credit this will show up as a hard inquiry on your credit report the second time of inquiries are soft inquiries soft inquiries do not affect your credit score and are typically when a per person o
