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In this video, Lee Pearlman discusses the seven common tactics used by insurance companies in personal injury claims. The first tactic is quick settlements, where insurers offer a low amount shortly after an incident involving a policyholder. This initial offer often does not account for possible medical treatments, lost wages, or pain and suffering. Studies indicate that individuals who settle early may receive significantly less—up to 400% less—than those who have legal representation and fully understand the value of their claims. Pearlman emphasizes the risks of accepting premature settlements, as they can undermine the overall compensation you may be entitled to.