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(upbeat music) - Hi, my name is Carol Carstensen. Im part of the Medicare Made Clear team. And I know from trying to learn about it myself, just how much there is to know about Medicare. It can be kind of overwhelming at times, even if youve been at it for years. So today, Im gonna go over the basics of Medicare because a strong foundation in the basics is gonna help you understand your choices and make better Medicare decisions for yourself. Well start at the beginning and talk a little bit about what Medicare is and who can get it. Then, well talk about the parts of Medicare, what they cover, what they cost, and then well go into how to put those parts together to come up with coverage that works for you. So, lets get started. Medicare is a federal health insurance program for people 65 and older and others who have qualifying disabilities. You also need to be a United States citizen or a legal resident. If youre a legal resident, you need to have lived in this country for at