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In this tutorial by Lee Pearlman, seven common deceptive tactics used by insurance companies in personal injury claims are discussed. The first tactic involves insurance companies offering quick settlements, which tend to be significantly lower than what the claim is worth—often just pennies on the dollar. Studies indicate that individuals represented by attorneys may secure settlements that are four times higher than those who settle early without legal representation. These initial offers usually neglect to account for essential factors such as medical treatment, lost wages, pain, and suffering. The tutorial emphasizes the importance of understanding these tactics to better navigate personal injury claims.