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The speaker discusses the affidavit of inability to pay, commonly known as a poppers affidavit, which some tenants may file dishonestly to claim they cannot pay rent. The speaker believes many tenants can actually afford to pay, based on their knowledge of their employment and assets. They emphasize that landlords are aware of how to challenge inaccurate affidavits and can initiate a process to contest these claims. However, the speaker advises against contesting a poppers affidavit, arguing that doing so is a waste of time. The tutorial aims to explain the reasons for this stance further.