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[Music] so what are some of the changes that may happen to social security the new administrations got some proposals about social security specifically social security benefits a couple weeks ago on the program we talked about some of the tax changes that may be happening particularly relating to social security among them but theres also conversation about some of the benefit changes that you could be seeing as well so we wanted to get those on the table with you on this mornings program plus were going to talk a little bit about market indexes theres all kinds of them out there 5 000 different market indexes out there were going to talk about first of all what they are and what they do and most importantly how you can relate those to whats going on in your investment portfolio so weve got all that here on the program welcome of course to dollars and cents where we help you make sense out of all of lifes decisions involving your dollars were central floridas longest runnin