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all right we have more changes unfolding in the U.S housing market changes that now have foreclosures finally beginning to make somewhat of a comeback after years of record low foreclosure filings this is all Happening by the way with a backdrop of lending conditions in this country tightening now at a faster Pace than they did even during the great financial crisis ing to a new report just released Yesterday by JP Morgan now all of this by the way is just the beginning really in a storm of loan delinquencies and defaults that were going to see continue to get worse throughout 2023 and 2024 this year and next and Ill show you why thats going to happen why these analysts are now so confident in their analysis when it comes to the credit markets but before we get started with that if youre not already a subscriber of this channel press subscribe and join us it helps the channel out and I appreciate your support so with all the talk about this banking crisis being passed us and everyt