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[Music] when you live with someone under similar circumstances to a marriage or civil partnership it is important to understand the implications if you decide to split up you may find yourself out in the cold in terms of what you can walk away with deborah cahill explains some of the possible pitfalls when it comes to cohabitation and property and how you can protect yourself with a cohabitation agreement so debbie if you cohabit surely you have the legal rights if you decide to separate not necessarily it all depends on the circumstances of each individual couple and how they own their house what their circumstances are financially whether they have children many people believe that there is common law marriage which gives people the same rights as married couples but that is not the case basically with a cohabiting couple unless they have set out some form of agreement the person who doesnt own the house moved into somebody elses may have no rights whatsoever thats why its import