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In a call to News 96.5, a person named Jay asks about acquiring the title for a property he co-owns with his dad, noting there is an existing mortgage. The response explains that despite the mortgage being in Jay's name, he must pay Florida documentary stamps based on the remaining mortgage balance. In addition to these stamps, he typically must hire an attorney for deed preparation, costing a few hundred dollars, and another $50 for recording the deed publicly. The speaker emphasizes that costs are not fixed and outlines the necessary expenses for completing the transaction. Jay is invited to call back for a specific fee quote for assistance.