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at ib canada group we are your complete and independent source on the infinite banking concept serving canadians from coast to coast as you know we are infinite banking specialists and many infinite banking policies are owned through corporations because we work uh often with business owners and real estate investors so i have with me here today mary chao who is a certified professional accountant and mike sedu who is an expert and works um not exclusively but a lot with business owners hes an expert in working with business owners mary works also extensively with business owners so um i myself work a lot with realtors and weve been looking a lot at corporately owned life insurance as well so i have some questions for them today maybe ill start with uh mary mary what would you say uh would be the typical client that would look at purchasing an infinite banking policy or a life insurance policy corporately well there are some advantages of having a corporate owned policy like one of