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In this video, estate planning attorney Philip Bruce explains the importance of a transfer on death deed (TODD) for homeowners in Minnesota. A TODD is a legal document that adds a beneficiary designation to a home, allowing the property to be transferred directly to a designated individual upon the owner’s death, similar to beneficiary designations for bank accounts or life insurance. Bruce emphasizes the necessity of properly filing this deed, as it involves a filing fee and must be done correctly to avoid complications later. He warns against do-it-yourself attempts at creating real estate deeds, noting that mistakes are often discovered only after death, leading to legal issues.
