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hi there scott with the second team at star real estate thanks for taking a moment to watch this video today in our series about the contracts if youre thinking about buying or selling a home today you know youve got contingencies as a big part of your contract and contingency means its a time frame that you have to perform something whether youre a buyer or a seller youre all going to have contingencies to deal with right now i want to talk about the hoa document contingency this is regarding any planned unit development or anyone that has a homeowners association what were seeing these days is that the hoas if you will are taking anywhere from 10 to 14 days minimum to get the hoa documents in the hands of the buyers what this means is that time frame plus the three to five days that are already built into the contract for the buyer to review the documents means you can be held out for up to three weeks before you know youve got a solid deal because again until all contingencie