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- Hey, good morning everybody, this is John Skiba from the Arizona Consumer Law Group. Im also the founder of the Consumer Warrior Project. And Im recording this video on the morning of June 30th, 2017, and I wanted to do this video cause theres some pretty big changes that are coming to the credit reporting agencies of Equifax, Experian, and Trans Union tomorrow, July 1st, 2017, thatll impact a lot of people that have been dealing with some pretty serious debt problems. And that is, as a result of a settlement with numerous attorney generals that had broughten complaints against the big three credit reporting agencies, they have announced that starting July 1st, 2017, the credit reporting agencies are not going to list public records. Specifically, civil judgments and tax liens, unless it has some very specific information about the debtor or the defendant or you, on the actual document. Theyre going to require that it have the debtors name, their address, and either their Soc
