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this is designed to help the business and to help the employee these policies are whats called a split dollar plan what it means is part of the money whenever in the event of somebodys death would go to the business and then the other part would go to the employees family to help them continue on in the event of something happening to them this is very similar to a key person policy except in the case of a key person policy the business gets all of the money in order to replace the employee in this case there is some money that goes to the business to do that to replace the employee and get their business or keep it up and running and for the family to also benefit from this and be able to pay their bills in the absence of their income click the link down below for more information
